For me, even if the actors played their roles well, the story was, for lack of a better term, was so -so. Imagine, Joanne's dad, Leonardo, owed some bad people money. How does he intend to pay them? To win from gambling and when that did not work, he joined the male escort service.
I'm still kinder than that imdb reviewer, because even if I think it's so-so, it's not bad as how that reviewer described the film.